Why Select Fee-Only?

  "Fee-only" financial advisors work solely for their clients best interest.  They do not accept commissions or receive any compensation for recommending specific products.  This enables them to be completely objective in their evaluation and can recommend a course of action.  There is no bias to "sell" a client the highest commissioned product seen with commission based financial advisors.  Fee-only compensation is based on a previously agreed percent of the accounts value, usually 1% annually.  As your investments grows so does the fee the financial advisor receives, so its in the best interest to grow a clients account... not sell you the highest commission based product.  A commissioned based advisor is compensated on the sale which is often hidden in the cost of the product.  You may be paying by hidden expenses that lower the performance of your investments.

• Objective Evaluation: The investments selected are always in the clients best interest.

• Life Advisors:  Fee-only advisors plan a life relationship with their clients, not a high commission quick sale and needless rotation of your investments.

• Maximizes Wealth:  In most instances fee-only can be less costly than commissions and investment underperformance. 

 NEWSWEEK - Jane Bryant Quinn
"Financial Planners who take commissions have a built-in conflict of interest...even with disclosure, my choice would be a fee-only planner."

MONEY MAGAZINE
"Start with the general practitioner...a Financial Planner (whose) compensation should be from fees alone."

FORBES
"The most important matter is how the planner is compensated. Hire the planner who...has no financial stake in (your) investments."